Save Money Through Your Chamber

By using the collective buying power of the Chamber, you gain access to cost savings on everything from office supplies to energy. These resources can help you manage your bottom line and maximize your chance for success. Explore all of them.

Get Competitive Health Insurance
Medical Mutual and the Toledo Regional Chamber of Commerce work together to give businesses access to high-quality healthcare benefits. These plans offer access to a provider network of doctors and hospitals you know and trust. Chamber members can receive significant financial savings with their Medical Mutual health plan, including up to a 1.4% tax savings for businesses with 51- 500 employees.

In addition, Medical Mutual offers prescription drug benefits, consumer-driven health plan products, access to wellness programs, and mental health resources through ESI EAP.  
 
ESI EAP
Chamber members can receive a 10% discount on employee mental health resources through ESI EAP, a Medical Mutual Company. ESI EAP programs provide access to counseling, self-help resources, performance coaching and more. As health insurance addresses physical health, EAP benefits help with addressing overall emotional and mental well-being. 
 
For more information, please contact your broker, your Medical Mutual Sales Representative or request a quote here.


Tap in to the COSE Benefit Plan
Your Toledo Regional Chamber of Commerce has partnered with the Council of Smaller Enterprises (COSE) and Medical Mutual to offer you the COSE Benefit Plan – a self-insured, multiple employer welfare arrangement (MEWA) designed for companies with one to fifty employees participating in health benefits. For more information visit cosebenefitplan.com or contact your independent insurance agent.

Save Money on Energy  
Use the strength of group buying to manage your electric and natural gas costs through your Chamber Energy Solutions (CES). The independent energy professionals of CES, on behalf of the Chamber, will help you lock in a great rate on your electricity, and/or obtain the best price for natural gas, and pass those savings on to you. Chamber Energy Solutions is locally owned and operated by Chamber member Palmer Energy Company. Please have your most recent bill available and call the Membership Department at 419-243-8191 ext 2.

Participate in Workers' Compensation Group Pooling 
Your Chamber's workers' compensation group pooling program, administered by V+A Risk Services, may substantially reduce your workers' compensation premiums. For more information, call 419-867-1044 or 1-800-493-9662. Request a no-cost, no obligation quote here to see how much you could be saving.

• The group-rating program is a partnership that includes you and your employees, your sponsoring organization, your third-party administrator (TPA) and the Ohio Bureau of Workers Compensation. Each has specific roles and responsibilities, all designed to assist in preventing workplace accidents. This letter outlines the safety services expectations you should have as an employer enrolled in a group-rating program.
• The Ohio BWC's 10-Step Business Plan for Safety can provide a framework for your organization’s safety program and help your company develop a culture where all members of the organization actively manage workplace safety and health. The 10-Step Business Plan for Safety - Plan of Action can be found here. 
  
  

Get Discounts on Your Office Supplies
Control your spending and maximize your budget. Through ODP Business Solutions you can get receive special pricing on paper, ink and toner and the office products you use most. Enjoy exclusive offers with your email subscription. To take advantage of the savings click here and complete the form. Under "Who Recommended Our Savings?" select My Chamber and enter "Toledo Chamber" for "What Chamber Brought You Here?". You will receive an email with login credentials so you can shop online at https://www.odpbusiness.com. You must sign up using the link above in order to access the discounts online.

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