Have you heard of the COSE multiple employer welfare arrangement (MEWA), but you aren’t convinced this is the right health plan for your small business? Here five reasons why you may want to consider it:
- You have the support of the Toledo Regional Chamber of Commerce and COSE
If you are reading this, you are likely already a member of the Toledo Regional Chamber and realize the value of your membership. The Toledo Regional Chamber has partnered with COSE and Medical Mutual to offer the COSE MEWA to small business owners and their employees to help with the increasing cost of healthcare benefits. - Favorable rating of likeminded companies
The way a MEWA works is by getting together a group of similar small business employers to pool their contributions in a self-contributing benefits plan for their employees. By pooling your contributions with other employers, you are better positioned to offer the best benefit package to your employees due to economies of scale. - Strength of network
Medical Mutual is well known for having the largest provider network in Ohio. With a COSE MEWA plan, your employees will have access to major health systems across the state of Ohio. - Cost savings
Since the COSE MEWA is not subject to certain state health insurance regulations and benefit mandates, this type of plan may be less expensive for your group than similar plans on the exchange. In addition, your rate will be determined by expanded criteria including medical history and gender to allow us to better tailor the costs to the unique characteristics of your group. - Wellness benefits
Through Medical Mutual, the COSE MEWA offers a comprehensive suite of wellness and disease management programs designed to promote healthy lifestyle behaviors. These wellness programs start with a health assessment to provide a baseline to help your employees better understand their health and identify risk factors for disease. Additional programs are available including the Health Resource Center on My Health Plan, fitness discounts, access to the QuitLine program for tobacco users and a WeightWatchers® reimbursement.
To request a quote, contact your broker or visit this page.
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